"As mentioned it was a structural failure, plain and simple, perhaps compounded by some previous damage, or maybe from a built in error.
One little discussed factor is the workmanship of the day was quite appalling compared to what we now see as standards, they were not adverse to simply drilling bigger holes to make things fit, edge distance was rarely considered, and try finding an inspection panel on an original racer.
these were machines built in terms of weeks and months, not years."
Lotus49

You were doing great on your post until you got to this paragraph. YES structural failure likely because of wing flutter at over 300 MPH per Kermit Weeks and an 90 year old flutter experts analysis.
NO to shoddy craftsmanship! They built fast but that did NOT mean they didn't build well. Whoever gave you that idea was no better than the hacks that labeled the Gee Bees as widowmakers. Consider how fast they could put together a B 17 at Boeing. Then consider how much smaller the Z was and how many workers there were versus the time to finish. Quite a bit longer than building a huge B 17 wouldn't you say. Also consider how long it took to build the first Mustang from concept to flight? What was it? 6 weeks?(I think) A considerably more complex aircraft. And these warbirds were not shoddily constructed.